🏡 Serving Fort Worth & all of Texas, with clear guidance without the sales pitch
Fort Worth & DFW Mortgage Loan Officer

Let's navigate your path to homeownership together.

Friendly, education-first guidance for first-time buyers and DFW families, with clear answers, no pressure, and a team that has your back from hello to keys.

⭐ Trusted by DFW families since 2008 · NMLS #495946
Legacy Mutual Mortgage Homes for Heroes® FirstHomeIQ Ambassador Equal Housing Lender
Kimi Ortega, Fort Worth mortgage loan officer
17+ yrsguiding Texas buyers
🔑
95.7%
of closing dates met
92.6%
accurate closing-cost estimates
3:1
most-preferred lender ratio
93%
of clients refer friends & family
Performance metrics from Legacy Mutual Mortgage officer record.
Loan Programs

The right loan for where you are right now

Whether it's your very first home or your next chapter, we'll walk every option with you in plain English and help you choose with confidence.

First-Time Buyers

A guided, no-pressure path from "can I even do this?" to keys in hand, our specialty.

Refinance

Lower your payment, shorten your term, or tap equity. We'll show you if and when it makes sense.

FHA & USDA

Low-down-payment and rural options that open the door for more Texas buyers.

VA Home Loans

Honoring those who served with $0-down options and a team that knows the process.

Conventional

Flexible, competitive financing for buyers with steady credit and a plan.

Jumbo

Financing for higher-value DFW homes, structured around your bigger picture.

Texas Pre-Approval

Shop with confidence and a real budget. Get pre-approved before you fall in love with a listing.

Homes for Heroes®

Extra savings for the local heroes who serve our community. See if you qualify →

Kimi Ortega Kimi out in the community
Meet Your Loan Officer

Hi, I'm Kimi, and I'd love to help you home.

I've been guiding Texas families through the mortgage process since 2008, and I still believe the same thing I did on day one: buying a home shouldn't feel scary or salesy. It should feel like having a friend in the business who explains everything, answers every question, and genuinely has your back.

As a Producing Branch Manager with Legacy Mutual Mortgage, a FirstHomeIQ ambassador, and a Homes for Heroes affiliate, my mission is bigger than one loan. It's helping our community build lasting, generational wealth through homeownership, one front porch at a time.

Warmly, Kimi

📍 Fort Worth, TX 🪪 NMLS #495946 🏆 Producing Branch Manager 🤝 FirstHomeIQ Ambassador 🦸 Homes for Heroes®
Giving Back

Homes for Heroes®, because you serve us every day

If you serve our community, you deserve to be served right back. Through the Homes for Heroes program, eligible local heroes earn meaningful savings when they buy or refinance. It's our way of saying thank you.

  • Firefighters, law enforcement & EMS
  • Active military, reserves & veterans
  • Teachers & healthcare professionals
See if you qualify →
Thank You

Local heroes can save on their home purchase or refinance through Homes for Heroes.

Eligibility and savings vary by program. Ask Kimi for details specific to your situation, no pressure, just answers.

How It Works

From "hello" to keys, simplified

A complicated process, broken into four clear steps, with a real person beside you at each one.

Say hello

A relaxed conversation about your goals, your timeline, and your questions. No commitment.

Get pre-approved

We review your numbers and hand you a clear, confident budget to shop with.

Find & finance

Found the one? We lock in your loan and keep every step on schedule.

Close & celebrate

Sign, smile, and grab those keys. Welcome home. We'll be cheering you on.

Your Team

A whole team in your corner

You're never just a file number. Meet the people who keep your loan moving and your questions answered.

The Kimi Does Mortgages team on a Fort Worth front porch
Kimi Ortega

Kimi Ortega

Loan Officer & Branch Manager
Sabrina Martin

Sabrina Martin

Team Captain & Client Advocate
Garrett Nall

Garrett Nall

Licensed Client Advocate
Lily Ortega

Lily Ortega

Contract to Close Team
Reviews

Loved by Texas homeowners

★ 4.9 average from 69 Google reviews

★★★★★

"Kimi and her team are absolutely the very best. I am a teacher and they just helped me refinance my house and took care of me so well. Anyone who is looking to buy, sell or refinance their house, please contact them."

JR
Jasmin Rodriguez
Refinance · Google review
★★★★★

"Kimi and her team are AMAZING!! They went over and beyond for me, didn't lie to me or give me false hope. I love that they were straightforward and to the point."

LS
Lacisha Shepard
Verified Google review
★★★★★

"Working with Kimi and her incredible team was one of the best decisions we made throughout our home-buying journey. From day one, she and her team were always there, answering every question and guiding us through each step with patience."

RF
Raima Fazal Din
Home purchase · Google review
Read all 69 reviews on Google →
Where We Lend

Proudly serving the DFW metroplex & all of Texas

Fort WorthAzleSaginawLake WorthKeller Tarrant CountyDallas CountyDenton CountyCollin County Parker CountyJohnson County+ statewide Texas
Let's Talk

Ready to start your homeownership journey?

Tell us a little about your goals and we'll reach out with clear next steps, no pressure, no obligation, just real answers.

📞 Call or Text: 682.226.7440 ✉️ Kimi@KimiDoesMortgages.com
📍 4700 Boat Club Road, Fort Worth, TX 76135
🪪 Kimi Ortega · NMLS #495946 · Legacy Mutual Mortgage

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