Homes for Heroes®, because you serve us every day
If you serve our community, you deserve to be served right back. Eligible local heroes earn meaningful savings when they buy or refinance.
Heroes who keep our community going
The program is our way of saying thank you to the people who show up for the rest of us. If that's you, let's make sure you get every bit of savings you've earned.
- Firefighters, law enforcement & EMS
- Active military, reserves & veterans
- Teachers & education staff
- Healthcare professionals
Local heroes can save on their home purchase or refinance through Homes for Heroes.
Eligibility and savings vary by program. Ask Kimi for the details specific to your situation, no pressure, just answers.
Simple, and worth it
Three easy steps to put real savings back in your pocket.
Say hello
Tell us you're a hero when we first connect. We'll confirm your eligibility, no paperwork marathon.
Get your loan
We pair the Homes for Heroes benefit with the loan program that fits you best.
Save at closing
Your savings show up where it counts, helping you keep more of your hard-earned money.
Good to know
Do I have to be a first-time buyer?
No. Homes for Heroes savings apply whether it's your first home, your next home, or a refinance.
Can I combine it with FHA, VA, or conventional loans?
Yes. The Homes for Heroes benefit is designed to pair with the loan program that fits you best. We'll walk through the options together.
How much can I actually save?
Savings vary by program and your specific situation. The honest answer is that we'll show you real numbers for your scenario before you commit to anything.
What counts as a hero?
Firefighters, law enforcement, EMS, active military and veterans, teachers and education staff, and healthcare professionals. If you're not sure, just ask and we'll check.
How much can heroes save?
Savings add up across the people who help you buy.
Hero Rewards on your home
When you also work with a Homes for Heroes real estate specialist, heroes earn an average reward around 0.7% of the purchase price, roughly $700 for every $100,000 of the home price.
Savings on the mortgage side
Heroes commonly save on lender fees when they finance through the program. We will lay out exactly what applies to your loan.
It stacks with your loan and assistance
Homes for Heroes savings work alongside conventional, FHA, VA, and USDA loans, and can stack with down payment assistance you already qualify for.
Savings are averages reported by Homes for Heroes and vary by your loan, price, and the specialists you work with. Ask Kimi for the numbers specific to your situation.
"Our local heroes give so much. Helping them save on the home they have earned is one of the most rewarding parts of what we do."
Kimi OrtegaLoan Officer, NMLS #495946 · Producing Branch Manager, Legacy Mutual Mortgage · Serving Texas since 2008
You serve us. Let us serve you.
Reach out and we'll confirm your eligibility and show you exactly what you can save.
Check My Eligibility →