Mortgage tips for Texas home buyers
Clear, honest guides from Kimi and the team. No jargon, no pressure, just answers to the questions DFW buyers actually ask.
First-Time Home Buyer Programs in Texas: Where to Start
Down payment myths, Texas assistance programs, and your first three steps toward owning a home.
FHA vs Conventional Loans: Which Is Right for Fort Worth Buyers?
The real difference between FHA and conventional, and how to choose the one that costs you less.
Mortgage Pre-Approval in Texas: A Step-by-Step Guide
The documents, the steps, and why a strong pre-approval is your best tool in a competitive market.
Closing Costs in Texas: What to Budget and Why
What closing costs really are, how much to budget, and how to keep them down.
Browse by topic
A teacher at heart, Kimi is building a growing library of plain-English guides. Start with a topic below, and if your question is not here yet, just ask.
🏡 First-Time Buyers
Where to start, down payment myths, and the Texas assistance programs that open the door.
Explore →📋 Loan Options
FHA, VA, USDA, conventional, and jumbo, explained in plain English so you can choose with confidence.
Explore →✅ Pre-Approval & Process
What to expect from first hello to keys in hand, broken into clear steps.
Explore →💵 Costs & Budgeting
What closing costs really are, how much to set aside, and how to keep them down.
Explore →📈 Credit Guidance
How your credit shapes your loan, and a clear plan to build it. Full guide on the way, ask anytime in the meantime.
Ask Kimi →🔑 Special Situations
Self-employed income, inherited property, and renovation loans. Have a unique scenario? Let's talk it through together.
Ask Kimi →Explore FirstHome IQ, free homebuyer education
Kimi is a proud FirstHome IQ ambassador. Their free, nonprofit learning hub meets you exactly where you are, with no strings attached and nothing to buy.
- Rent vs. own, affordability & down payment calculators
- Self-paced courses on money, credit, and buying your first home
- Built by a 501(c)(3) nonprofit, always free for everyone
Courses, calculators, and games for first-time buyers, families, and anyone getting ready to buy.
Have a question we have not covered?
Ask us anything about buying, refinancing, or your loan options. We love a good question.
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